Siloed data sources
Policy, claims, and operational data spread across multiple systems with no unified view.
Case Study
Automated 100s of reports in hours
How Co-Operative Insurance automated reporting across 11 lines of business and eliminated manual processes with Cloverleaf Analytics and Guidewire InsuranceNow.
100s
Automated reports monthly
Agency reports now delivered within hours of month-end close instead of days of manual work.
11
Lines of business
Implemented across all lines in just over one year with unified analytics.
1
Source of truth
Centralized, validated data across policy, claims, and operations.
24/7
Real-time access
Dashboards provide instant visibility into key metrics and trends.
About Co-Operative Insurance
Co-Operative Insurance is a regional property and casualty insurer serving independent agents across multiple states. The company manages complex insurance operations across 11 distinct lines of business.
As the company modernized its core systems with Guidewire InsuranceNow, it faced a critical challenge: transforming fragmented insurance data into reliable, actionable business intelligence without adding manual work.
Co-Operative needed a partner that understood both insurance operations and Guidewire environments — and could deliver results quickly.
The challenge: fragmented data, fragmented decisions
Co-Operative's legacy systems contained valuable insurance data, but accessing and trusting that data was difficult.
Manual reporting
Hundreds of reports required manual extraction, transformation, and validation each month.
Slow decision-making
Days of manual work delayed insights needed for underwriting, pricing, and operations.
The solution: Cloverleaf as the intelligence layer
Cloverleaf Analytics was deployed as the unified intelligence layer across all 11 lines of business, connecting fragmented Guidewire data and automating hundreds of reports.
Unified data access
Cloverleaf connected all 11 lines of business into a single, trusted data platform.
Automated reporting
Hundreds of reports now generate automatically within hours of month-end close.
Real-time insights
Dashboards provide instant visibility into policy, claims, and operational metrics.
Implementation: a 13-month modernization journey
Cloverleaf was delivered across all 11 lines of business in clearly defined stages, enabling continuous value delivery — starting with discovery and planning, where the team assessed Co-Operative's lines of business, inventoried fragmented data sources, reviewed the Guidewire InsuranceNow environment, analyzed reporting requirements, and built a comprehensive modernization roadmap.
“Cloverleaf has created a new world for our organization by unlocking valuable insights about our data. The tight collaboration between the Co-operative and Cloverleaf teams achieved what many carriers might consider impossible given the scope and complexity. This deployment will transform our business as the predictive analytics and AI capabilities mature with our ongoing use.”
Eric Rhoades
Senior Vice-President/CISO, Information Services · Co-Operative Insurance
The outcome
Co-Operative Insurance transformed from a company managing fragmented data across 11 lines of business to an organization with unified, real-time insights driving faster, smarter decisions. Hundreds of manual reports now generate automatically, IT dependency has decreased, and the entire organization has visibility into the metrics that matter most.
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